Not just any partner
Regulations in the securities and investment advisory industries require that independent financial advisors, like Palmer Retirement Consulting, partner with an independent registered investment advisor or broker/dealer.
It can be the most important decision a firm makes, for themselves and for their clients. We made sure to choose the right partner: Commonwealth Financial Network®.
Here’s a short excerpt from its website:
“Beyond our official broker/dealer and investment advisory responsibilities lies something less tangible but equally important to the advisors who partner with us. And that's our commitment to doing whatever it takes to help them serve their clients and grow their businesses. The difference between a Registered Investment Adviser–independent broker/dealer that fulfills its requirements and one that is fully engaged with and invested in the success of its affiliated advisors—that's the Commonwealth difference.”
If you’re here because you’re thinking about hiring us as your plan’s advisor or your personal wealth advisor, we strongly encourage you to read more about Commonwealth on its website. It will inspire confidence.
For retirement plan sponsors, Commonwealth boasts extraordinary depth. It manages more than $21 billion in qualified assets under management and offers you and your participants a Retirement Consulting Team that’s among the largest in the industry, with an average 18 years of industry experience.
For our wealth management clients, Commonwealth Advanced Planning Specialists are on call to give you customized solutions for risk management, investment taxation, charitable giving, estate planning, executive benefits, and more.
And the Commonwealth Investment Management and Research Team offers asset allocation recommendations, portfolio construction, and insights on market opportunities and investment performance for both our plan sponsor clients and our wealth management clients.
Or stay here and read this summary of the ways Commonwealth benefits our clients:
Investment choice. Commonwealth offers robust, independent market research and a wide universe of third-party investment options, from individual stocks and bonds to mutual funds, exchange-traded funds, alternative investments, managed accounts, and retirement plans. Access to Commonwealth’s expert, impartial guidance and diverse range of products helps ensure that we remain free to operate in your best interest and to make recommendations based on your financial objectives, personal investment style, and risk tolerance, without pressure to promote proprietary products or strategies.
Responsive service. The Commonwealth business model centers on delivering indispensable service at every level of the organization so that we, in turn, can do the same for you. The firm’s 2.2:1 advisor-to-staff ratio is one of the best in the industry. Commonwealth staff members stand ready to respond to your needs promptly and execute transactions quickly and efficiently.
Integrated technology. The Commonwealth technology platform gives us a comprehensive view of your complete financial life, all in one place. We can easily review your financial situation, make updates and changes, and keep you apprised of your status through secure online systems. A client portal allows you to see much of the same information we see online.
Expertise. The Commonwealth team includes more than 45 staff with CFA®, CFP®, ChFC®, and JD credentials, as well as niche-qualified specialists with experience spanning estate planning, taxation, risk management, business planning, and retirement planning. However complex your needs, we can ask some of the most knowledgeable people in the industry for solutions that align with your goals.
Management access. Commonwealth delivers a scale and breadth of resources typically available only at bigger, publicly held firms—but with more personal service. The firm’s uncommon approach gives us regular access to its 13 managing partners, who have an average tenure of 24 years. Access to this depth of knowledge translates into better, faster, more informed decisions for you.
Business consulting. Commonwealth offers complimentary in-house support to help us optimize our efficiency and ensure that our business model enables us to most effectively respond to your needs.
Compliance support. Commonwealth legal and regulatory guidance help us ensure that your investments, and our firm’s business practices, are in compliance with the industry’s rules and regulations.